Vidhu Duggal & Co....
Why are Escrow accounts opened by Banks in case of Imports/Exports

26 Mar, 2024

By Vidhu

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Why are Escrow accounts opened by Banks in case of Imports/Exports

• Escrow account is an account where funds are held in trust whilst two or more parties complete a transaction.

• Three parties are involved in this - Buyer, seller & Escrow agent

• This means a trusted third party i.e. Escrow Agent is appointed which will secure the funds in a trust account.

• The funds will be disbursed to the seller after they have fulfilled the escrow agreement. If the seller fails to deliver their obligation, then the funds are returned to the buyer.

• This is basically done to avoid frauds & scams

• It reduces the risk of non-payment to the seller. 🛡️💰🤝